INFOLAB

GOVERNMENT SCHEMES PART-1

1.Pradham mantri ian dhan voiana

for financial inclusion

National Mission for Financial Inclusion to ensure access to financial services, namely, Banking Insurance, Pension in an affordable manner

• Accidental insurance cover = Rs.1.00 lac & No minimum balance required(Zero Balance),

Life insurance cover = Rs.30,000/- ( the operation of the account for 6 months, an overdraft facility will be permitted & Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days, Overdraft facility upto Rs.5000/- is available in only one account per household.

• Upto 28 January 2015, 12.58 crore accounts were opened, with around 10590 crore (world Record)

• launched on --15 August 2014, frm Vigyan Bhawan Delhi

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2. Pradtian Mantri Jeevan Jyoti Bima Yoiana (PMJJBY)

This is a SOCIAL SECURITY SCHEME.

• Bank account holders aged between 18 and 50 years are eligible to apply for this scheme

• PREMIUM Rs. 330 for a life cover of Rs. 2 lacs.

• June 1st, 2015 to May 31st, 2016 is the period for which this scheme will cover all kind of risks to your life in the first year of operation. Next year onwards as well, the risk cover period will remain June 1 to May 31.

• launched--9 May 2015 AT-Kolkata

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2.Sukanya samriddhii account

— For Girl child

For giving a social message that Girl Child is not a financial burden if parents

of a Girl child secure their future through proper financial planning.

• Interest rate of 9.1% --2015-16

• The maturity of account is 21 years from the date of opening of the account or Marriage of the Girl Child

• Initial deposit of Rs 1000 and thereafter any amount in multiple of Rs 100 can be deposited subject to max limit of 1.5 lakh & Age of 10 years, a girl child can operate her account

• launched - 22 January 2015, at Panipat,Haryana, panipat

Madhuri Dixit is its Brand Ambassador