Monday, September 14, 2015

PRADHAN MANTRI SURAKSHA BIMA YOJANA: 
It is a personal accident policy which gives  the baneficiary, surety to protect not only his family but also loss of his income due to any disability.
Eligibility:
  • Age should be 18 to 70
  • Bank account is necessary
Features of this scheme: 
  • Claim of 2 lakhs will be given by this policy if a person dies in an accident or suffers from a permanent disability due to an accident.
  • Policy will be valid to age of 70
Here claims given by this policy in permanent disability- which means
Loss of both eyes or loss of both hands and feet or loss of sight of one eye and loss of one hand or one foot. The policy does not cover temporary disabilities.


PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA: 
It is a pure term plan that does not pay the beneficiary, anything back when the policy matures. If the insured dies it pays the sum insured to the family. 
Eligibility:
Age should 18 to 50 years and anyone with a bank account can buy the policy. 
Features: 
This is the policy which provides risk cover in case of an untoward incident pays Rs 2 lakh to the family as        claim money. The policy is valid for one year (from June 1, 2015 to May 31, 2016), after which beneficiary need to pay premium to renew the policy.

ATAL PENSION YOJANA:
Scheme provides pension plans to people to make their life well in their old age. These kind of schemes help     people at the time they are not able to work or earn for their living. 
Eligibility:
The scheme is available to all bank account holders between 18 and 40 years of age. The beneficiary need to contribute for 20 years or more under the scheme.
Features:
According to this scheme beneficiary will be able to get pension of Rs 1,000 to Rs 5,000 per month, at the age of 60 years. Which varies on the age of joining the APY?  Government provides the benefits of the scheme on the basis   of  current age. For example, a 35-year-old needs to pay Rs 902 a month for a pension of Rs 5,000.
Government also contributes 50% of  contribution.
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WHAT IS SUKANYA DEV YOJNA
Sukanya Dev Yojna has been started in Post Offices by Haryana Government. This scheme will benefit girl child of age 1 Year to 10 Years. Parents will have to deposit Rs 1000 per month for next 14 Years, totaling Rs 1,68,000. Girl will get Rs 6,00,000 when she will become 21 Year Old. The best benefit is that it is not mandatory to deposit this amount every month. You can deposit it whenever you have, either 1000 per month or as per your convenience. But you have to deposit the amount in average of Rs 1000 per month and total Rs 1,68,000 in 14 Years.
Age Limit
The age limit for opening an account in this scheme is 10Years, and there is buffer period of 1 Year. Means means the girl child who has attained the age of 10 years 1 year prior to the announcement i.e. December 2013 to December 2014, is also eligible to open account under Sukanya Samriddhi Scheme.
Tax Benefits
The amount invested in Sukanya Dev Yojna will be exempted as per section 80C of Income Tax.
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PAHAL

 LPG subsidy scheme to be transferred directly into the bank account cash transfer initiatives around the world has become the biggest plan.
Prime Minister Narendra Modi on the achievement, saying that this love will prevent black marketing of LPG subsidies will only needy.
Subsidized LPG in the country’s total number of subscribers is 15.34 million. Of these, more than 10 million customers connected to the gas customer has a bank account number.

Scheme was introduced in 54 districts.

November 15, 2014, the scheme was introduced in the 54 districts, one in January 2015, which has been implemented in the country. 4299 crore through yet been transferred and so far has 11.33 million transactions.
According to a senior official of the Ministry of Petroleum of the scheme awareness campaign among the people who have been showing a positive effect.



प्रधानमंत्री जन-धन योजना - 28 अगस्त 2014
➨ डिजिटल इंडिया - 21 अगस्त 2014
➨ मेक इन इण्डिया - 25 सितम्बर 2014
➨ स्वच्छ भारत मिशन - 2 अक्टूबर 2014
➨ सांसद आदर्श ग्राम योजना - 11 अक्टूबर 2014
➨ श्रमेव जयते - 16 अक्टूबर 2014
➨ जीवन प्रमाण (पेंसन भोगियों के लिए) - 10 नवम्बर 2014
➨ मिशन इंद्र धनुष (टीकाकरण) - 25दिसम्बर 2014
➨ नीति(NITI) आयोग - 1 जनवरी 2015
➨ पहल(प्रत्यक्ष हस्तांतरण) - 1 जनवरी 2015
➨ ह्रदय(समृध्द सांस्कृतिक विरासत संरक्षण व कायाकल्प) - 21जनवरी 2015
➨ बेटी बचाओ-बेटी पढ़ाओ - 22 जनवरी 2015
➨ सुकन्या समृध्धि योजना - 22 जनवरी 2015
➨ मृदा स्वास्थ्य कार्ड - 19 फरवरी 2015
➨ प्रधानमंत्री कौशल विकास - 20 फरवरी 2015
➨ प्रधानमंत्री जीवन ज्योति - 9 मई 2015
➨ प्रधानमंत्रीसुरक्षा बीमा - 9 मई 2015
➨ अटल पेंसन योजना~9 मई 2015
➨ उस्ताद(USTTAD)(अल्पसंख्यक कारीगर) - 14 मई 2015
➨ कायाकल्प (जन स्वास्थ्य) - 15 मई 2015
➨ डीडी किसान चैनल - 26 मई 2015

CONTD.......

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